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Certificates of Deposit

A variety of certificates of deposit will be made available by Farmers National Bank with the following policies applicable:

  • Interest rates on new certificates are to be reviewed and set daily.
  • Early withdrawal penalties shall be assessed which shall be the forfeiture of thirty days' interest on certificates with an original maturity of one year or less and the forfeiture of three months interest on certificates with an original maturity of more than one year. Such penalties will not apply in the case of death of the depositor.

Click here to see current CD terms and interest rates.

Knight Spirit CD

Get Interested in Knight Basketball!
Varsity Knights Victories Increase Your Rate!

Support your local basketball teams, show your school spirit, and save for your future at the same time! When you enroll in the 12 month Knight Spirit Certificate of Deposit at Farmers National Bank, each win achieved by the MCHS boys and girls varsity basketball teams will earn you 1 additional basis point on the rate. Even more basis points will be added for wins in the District, Regional, and Sweet 16 Tournaments. In addition, FNB will make a donation based on deposits generated by the Knight Spirit CD to Marion County High School Athletics.

  • Term: 12 months
  • Beginning Rate: Click here to see CD Rate Chart
  • Minimum Opening Balance: $500
  • Enrollment Period: October 15 to December 4, 2009
  • Interest Increments
    • 1 basis point* - Each win by the MCHS boys and girls varsity basketball team (Scrimmages not included)
    • 10 basis points - District Tournament Championship for boys or girls
    • 25 basis points - Regional Tournament Championship for boys or girls
    • 100 basis points - Sweet 16 State Tournament Championship

* Basis Point: 0.01%

Interest will accrue at beginning rate until April 1, 2010, then at the bonus rate through maturity. As with all certificates, there is a penalty for early withdrawal. See a representative for more details.

FNB will contribute $200 per $1,000,000 of deposits from the Knight Spirit CD to Marion County High School Athletics (minimum contribution of $500).

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